How Much Does In-Home Caregiving Cost Per Month?

Compare monthly home-care schedules, state rates, and Medicare limits to plan dementia care hours.

Nonmedical caregiving — help with bathing, dressing, meals, housekeeping and companionship, not nursing tasks — costs about $6,673 per month for 44 weekly hours. Care Across America reports the $35 median, and SonderCare calculates 44 hours as about $6,673 monthly Care Across America cost breakdown SonderCare monthly calculation.

For dementia care, total hours matter more than the hourly figure. A short morning visit costs far less than daytime supervision. Safety needs, wandering risk, and family relief usually set the schedule.

Medical information disclaimer: This article is for general educational purposes only and does not provide medical advice, diagnosis, or treatment. Always consult a physician or other qualified health professional about symptoms, medications, tests, or treatment decisions.

Table of Contents

What does part-time care cost?

Part-time schedules cost proportionally less than full-week care. SonderCare Learning Center reports 20 weekly hours at $35 equals about $36,400 per year, or about $3,033 per month.

That level can cover a few hours daily. Families often use it for morning routines, meals, light housekeeping, and companion time. It can also give a family caregiver regular relief without paying for full-day coverage.

Why does location change the bill?

Hourly medians vary nearly twofold across states. CareScout data reported by Care Across America place Mississippi near $24 per hour and Wyoming near $46 per hour.

The same weekly hours therefore cost far more in high-rate states. A family moving a parent, comparing nearby agencies, or budgeting across state lines should price local medians first. State rate differences can outweigh small changes in weekly hours.

When does home care approach facility cost?

Part-time home care is much cheaper than a facility, but extensive hours close the gap. SonderCare, citing CareScout 2025 data, places a semi-private nursing-home room at a national median of $315 per day, about $9,583 monthly.

Continuous home coverage can meet or pass that level. Care Across America reports 24-hour home care can cost $25,000 or more per month, since 168 weekly hours at the $35 median equals about $5,880 weekly before differentials. Private-duty nursing at home is priced separately, with Home Health Care News reporting a CareScout median of $90 per hour.

What will Medicare not cover?

Medicare.gov states Medicare does not pay for 24-hour home care, home meal delivery, unrelated homemaker services, or custodial personal care when that is the only care needed Medicare home health coverage. That rule matters for dementia planning.

Supervision, companionship, bathing, dressing, and housekeeping are often the main needs. Families who need those services for safety or daily function should plan for private pay or other programs.

How to build a realistic budget?

Published medians are planning benchmarks, not quotes. CareScout collected more than 25,000 provider rates from July through November 2025, as reported by Home Health Care News, and actual prices vary by agency, shift length, nights and weekends, and care complexity Home Health Care News survey report.

Start from needed hours, then adjust for local conditions. Dementia needs can change quickly, so review the schedule monthly. Ask whether added supervision, nighttime wakefulness, or behavioral needs change the assigned rate.

  • List required tasks by time of day, including mornings, meals, and nights
  • Ask each agency how it prices short shifts, overnights, weekends, and complex care
  • Compare two part-time options before committing to daily or live-in hours
  • Get the weekly total in writing before estimating the month

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Educational information only. It is not medical advice and does not replace care from a qualified clinician.