People with dementia are more vulnerable to scams because their cognitive decline affects memory, judgment, and decision-making abilities. This makes it harder for them to recognize fraudulent schemes or remember warnings about scams. Scammers often exploit these impairments by using tactics that confuse or manipulate, such as pretending to be trusted family members or officials. Additionally, dementia can cause social isolation, which increases susceptibility since isolated individuals may be more eager to engage with callers or visitors who seem friendly or authoritative[1][3][5].
Families can take several steps to protect their loved ones with dementia from scams. First, they should educate themselves and the person with dementia about common scam tactics, such as fake calls claiming to be from Social Security or lottery winnings. It is important to remind the person never to give out personal information or money over the phone or online, no matter who the caller claims to be[4]. Families can also monitor financial accounts closely for unusual activity and consider setting up safeguards like joint accounts or trusted contacts to help manage finances. Using technology such as call blockers or screening unknown calls can reduce exposure to scam attempts. Maintaining regular contact and social engagement helps reduce isolation, which lowers vulnerability[3][5].
Caregivers should be alert to signs that a person with dementia might have been scammed, such as sudden financial difficulties or unexplained gifts of money. Open communication within the family about finances and potential risks is crucial. In some cases, legal protections like power of attorney or guardianship may be necessary to prevent exploitation. Finally, reporting suspected scams to authorities can help protect others and potentially recover lost funds[2][3].
Sources
https://alzheimersweekly.com/category/scam-protection/
https://www.seniorliving.org/research/elder-abuse-statistics/
https://www.kuer.org/arts-culture-entertainment/2025-11-18/elder-scams-are-horrible-says-utah-filmmaker-his-heartbreak-became-sweepstakes
https://theseniorscenter.blog/tag/social-security-scam/
https://www.assuredassistedliving.com/how-to-keep-family-relationships-strong-with-alzheimer-s
