Older adults often face significant challenges navigating the complex landscape between Medicare and Medicaid, leading many to fall through the cracks of these two major public health insurance programs. This gap arises because Medicare and Medicaid serve different purposes, have…
Medicare does cover **regular cognitive screenings for seniors**, primarily through the annual wellness visit included in Medicare Part B. This visit allows healthcare providers to perform cognitive assessments designed to detect early signs of memory loss, dementia, or other cognitive…
Social Security, a cornerstone of the American social safety net, faces significant challenges as the nation’s population ages and life expectancy increases. The question of whether Social Security is strong enough to support a century of aging Americans is complex,…
As seniors age, whether they pay more in copays depends largely on the type of health insurance coverage they have and the specific plans they choose. Generally, seniors do not automatically pay higher copays simply because they get older, but…
Medicare generally does not cover experimental or investigational treatments for dementia, including Alzheimer’s disease, unless these treatments are provided within approved clinical trials or registries under a special provision called Coverage with Evidence Development (CED). This means that if a…
Seniors over the age of 75 are not categorically denied certain surgeries solely because of their age, but age can be a significant factor in medical decision-making that influences whether surgery is recommended or approved. The process is complex and…
Medicare does cover rehabilitation after strokes in aging adults, but the extent and type of coverage depend on the setting, the intensity of care needed, and meeting specific eligibility criteria. Rehabilitation after a stroke often involves physical therapy, occupational therapy,…
Seniors are increasingly relying on family support due to significant gaps in Medicare coverage that leave many essential healthcare and daily living needs unmet. While Medicare provides a foundational level of health insurance for older adults, it does not cover…
Many older adults do not have enough retirement savings beyond Social Security to fully support their desired retirement lifestyle. Social Security benefits typically replace only about 40% of pre-retirement income, which leaves a significant gap that must be filled by…
Seniors can indeed **appeal if Medicare denies coverage for long-term care**, but the process can be complex and requires prompt action. Medicare generally does not cover long-term custodial care in nursing homes or assisted living facilities unless it is medically…