Recognizing early warning signs of scams targeting someone with dementia is crucial because individuals with cognitive decline are especially vulnerable to fraud. Scammers often exploit confusion, memory loss, and trust to trick their victims into giving away money or personal information.
One of the first signs to watch for is **sudden secrecy or unusual behavior around money**. If a person with dementia starts hiding financial documents, becomes anxious when discussing finances, or is reluctant to share information about their money, it could indicate they are being targeted or have already been scammed[2][5].
Another warning sign is **receiving unexpected calls, emails, or messages that pressure for immediate action**. Scammers often use urgency, saying things like “You must act now” or “This offer is only available for a short time” to rush decisions without giving the person time to think or ask for advice[1][4]. They may also use intimidating or aggressive language to scare the person into compliance.
Look out for **requests for personal information or bank details**, especially if they come through unusual channels like text messages about missed parcel deliveries or fake parking fines. Genuine companies rarely ask for sensitive information this way, so these requests are a red flag[1].
Changes in the person’s **emotional state**, such as increased worry, confusion, or withdrawal, can also be signs. Scammers often manipulate emotions, creating fear or excitement to cloud judgment[3]. If the person suddenly seems more stressed or secretive, it may be related to scam attempts.
It is important to **encourage open communication**. People with dementia might not realize they are being scammed or may feel embarrassed. Creating a routine where they feel safe discussing calls or messages can help catch problems early[4].
Caregivers and family members should also **monitor financial accounts regularly** for unusual transactions and be alert to any new or unexplained expenses. Early detection can prevent further loss.
Teaching simple rules can empower those with dementia to protect themselves, such as never giving out personal information over the phone, not clicking on links in unexpected messages, and always checking with a trusted person before making financial decisions[1].
Sources
https://www.helpinghandshomecare.co.uk/care-advice/how-to-help-the-elderly-avoid-scams/
https://athomeindependentliving.com/new-senior-phantom-hacker-scam/
https://www.youtube.com/watch?v=ZTFJzLWvnsk
https://www.traditionshhs.com/your-account-has-been-hacked
https://www.careworkshealthservices.com/online-safety-for-seniors/
