Alzheimer’s disease is a progressive brain disorder that affects millions of people worldwide. It is characterized by memory loss and cognitive decline, making it difficult for individuals to complete daily tasks independently. As the disease progresses, simple everyday activities, such as using a credit card, can become challenging for people with Alzheimer’s. If you have a friend or family member who has Alzheimer’s, you may wonder how you can help them use a credit card. In this article, we will explore some ways to assist a person with Alzheimer’s in using a credit card.
1. Plan Ahead
Before heading out to make a purchase, it is crucial to plan ahead. This step will help reduce confusion and frustration for the person with Alzheimer’s. Start by discussing what they want to buy and how much money they will need. Having a list of items to purchase can also be helpful. Planning ahead will also allow you to determine the best time of day to go shopping when the person with Alzheimer’s is most alert and focused.
2. Simplify the Process
Using a credit card can be overwhelming for individuals with Alzheimer’s, as it involves multiple steps and decisions. To simplify the process, consider using a credit card with minimal features, such as a basic card with no rewards or cashback programs. This will eliminate any confusion caused by complex terms and conditions.
3. Choose a Familiar Store
Familiarity is essential for individuals with Alzheimer’s as it helps them feel more comfortable and in control. When possible, choose a store that the person with Alzheimer’s is familiar with. This could be their regular grocery store or a local shop they visit frequently. Familiarity with the store layout and staff can help reduce confusion and anxiety.
4. Assist with Preparation
Using a credit card requires some preparation, such as finding the card, checking the balance, and signing the receipt. A person with Alzheimer’s may struggle with these steps, so it is essential to provide assistance. You can help by locating the credit card, reminding them to check the balance before making a purchase, and signing the receipt on their behalf.
5. Use Visual Aids
Visual aids can be beneficial for people with Alzheimer’s as they rely on visual cues more than verbal instructions. You can help by creating a step-by-step guide with pictures or using a color-coded system to indicate different steps in the credit card process. These aids can also be used to remind the person to check their card before leaving the store.
6. Keep Track of Transactions
One of the challenges individuals with Alzheimer’s face is difficulty in remembering past events. Keeping track of transactions can help them stay on top of their finances. You can assist by helping them review their receipts and keeping a record of all transactions made with their credit card. This will also come in handy when it’s time to reconcile their credit card statement.
7. Monitor for Signs of Financial Abuse
Individuals with Alzheimer’s may be vulnerable to financial abuse by scam artists or even close friends and family members. Keep an eye out for any suspicious behavior, such as unfamiliar charges on their credit card statements or missing money from their bank account. Reporting any signs of financial abuse immediately can help protect the person from potential scams.
8. Be Patient and Understanding
It is essential to remain patient and understanding when assisting a person with Alzheimer’s in using a credit card. The disease affects each individual differently, and they may struggle with tasks that were once simple for them. Remember to be patient, speak calmly, and provide reassurance when needed.
In conclusion, helping a person with Alzheimer’s use a credit card requires patience, understanding, and preparation. By planning ahead, simplifying the process, using visual aids, and monitoring transactions, you can make the experience more manageable for them. Remember to be patient and provide support every step of the way. With your help, individuals with Alzheimer’s can continue to maintain their independence and manage their finances.