How to Handle Emotional Stress When a Loved One With Dementia Is Being Scammed

When a loved one with dementia is being scammed, it can cause intense emotional stress for family members and caregivers. Handling this stress requires a combination of practical steps and emotional support to protect both the elder and yourself.

First, recognize the signs of financial exploitation. These may include unexplained withdrawals, missing money or property, sudden changes in legal documents, or the elder showing anxiety or reluctance to discuss finances. Dementia increases vulnerability because cognitive decline can impair judgment and awareness, making scams easier to succeed[1][2].

Once you suspect or discover a scam, take immediate action to protect your loved one. Contact Adult Protective Services or a similar agency to report the abuse. If there is an immediate threat, call emergency services. Legal tools such as durable powers of attorney and trusts can help safeguard finances by appointing trusted agents with limited authority and requiring oversight[1][2].

Emotionally, it is normal to feel anger, guilt, sadness, or helplessness. To manage these feelings, seek support from others who understand dementia and elder abuse, such as support groups or counseling. Educate yourself about dementia and scams to feel more empowered and less overwhelmed. Maintaining open communication with family members and professionals can reduce isolation and provide practical assistance[4].

Set clear boundaries with those involved in your loved one’s care and finances. Regularly review financial statements and legal documents to catch irregularities early. Transparency and vigilance are key to preventing further exploitation[1].

Remember to care for your own well-being. Stress can affect your health and your ability to support your loved one. Take breaks, practice self-care, and ask for help when needed. Handling emotional stress effectively allows you to be a stronger advocate for your loved one.

Sources
https://www.collinsfamilylaw.com/blog/2025/november/legal-options-to-prevent-elder-abuse/
https://www.pittcountync.gov/901/Elder-Abuse-Prevention
https://www.seniorliving.org/research/elder-abuse-statistics/
https://www.assuredassistedliving.com/how-to-keep-family-relationships-strong-with-alzheimer-s