Are there financial impacts of menopause

**The Hidden Financial Toll of Menopause**

Menopause isn’t just a health issue—it’s hitting women in the wallet, too. Research shows that after a menopause diagnosis, many women see their earnings drop by around 10% within four years[3][5]. This “menopause penalty” often happens because symptoms like fatigue, anxiety, or brain fog make it harder to work full-time or stay employed[1][3].

**How It Adds Up**
– **Lost income**: Women may cut hours, switch to part-time roles, or leave jobs entirely. In Australia alone, severe symptoms push thousands out of the workforce early each year—costing individuals up to $15 billion annually in lost pay and retirement savings[2].
– **Healthcare costs**: More doctor visits and prescriptions (like hormone therapy or antidepressants) add financial strain[3][5]. Some women also start claiming disability benefits due to symptom severity[5].
– **Retirement gaps**: Early exits mean less superannuation (or 401k-style savings). Over time, this can slash retirement funds by tens of thousands per person[2][4].

**Who’s Most Affected?**
Surprisingly, women without college degrees and those at larger companies face steeper income drops[3]. Hormone therapy helps some recover earnings by easing symptoms—but not everyone has access to treatment or workplace support[3][5].

**What Can Be Done?**
Experts say employers need better policies: flexible hours, menopause-specific sick leave, and education for managers. Without changes, the economic ripple effect—on families and national economies—will keep growing[1][5].

In short: menopause isn’t just hot flashes. It’s a career disruptor with lasting financial consequences that demand attention.